Key employees – are they really key?

What traits define a key employee? Key employees may be highly paid, responsible for management decisions, engender a special rapport with customers and creditors or produce a significant impact on sales. A business may have an insurable interest in key employees...

Tips for being a responsible party host

Planning a party can be a big task, especially when you consider your responsibilities as host extend beyond when your guests walk out the door. The perfect ending to any gathering is a safe trip home for all of your guests. Remember, too, if your intoxicated guest is...

Online Shopping: Tips to reduce risk

The explosive growth each year in online holiday sales means shoppers need to be extremely diligent in making digital purchases. While Black Friday and Cyber Monday – the Friday and Monday after Thanksgiving – are still big days for online retail shopping, more...