Specialty Running Retail Program

RIA Insurance Program with Bolder Insurance and The Hartford

Boulder Insurance is happy to announce a new insurance program specifically designed for Specialty Running Retail Stores and members of RIA.  We have partnered with The Hartford Insurance Company. 

Bolder Insurance was born from the Running Community in Boulder Colorado 30 years ago.  Brent Friesth started his insurance business while qualifying for two Olympic Marathon trials.  Now he has partnered with The Hartford to offer comprehensive coverage for your running retail store.  The Hartford has been around for 200 years and insures over $1,000,000 small businesses.  The are also the 2nd larger Workers Comp company in the United States with rates that are almost impossible to beat.  

We care about your business and want to make sure that you are insured properly.  That’s why you may see some coverages that you don’t have with your current insurance agency.   Below is an overview or some of the coverage and limits we are offering.

  • General Liability underlying limits of $2M per occurrence and $4M aggregate
  • Business Personal property off premises at an event of $25,000
  • Property stored at another location of $10,000
  • Sign coverage up to the full limit of your property coverage
  • Building Glass 
  • Broad Data Breach coverage 
  • Work Comp – the most competitive rates on the market
  • Commercial Auto
  • Hired and Non-Owned Auto coverage
  • Umbrella Liability
  • Host Liquor Liability for your fun runs
  • Special Events – Available if needed 
  • Employment Practices Liability
  • Employee Benefits Liability
  • Sewer Backup included
  • Peak Season increase in inventory included

The Hartford understands your business so there are no exclusions or limitations for your most common activities such as:

  • Treadmill gate analysis in store
  • Weekly running clubs meet and run from your store
  • Food and drinks often served at the store
  • Of site event sponsorships